Who is DeFrate & Paavola?

DeFrate & Paavola LLC is a boutique wealth management firm based in New York City, NY.  Diana DeFrate and Katriina Paavola are both CERTIFIED FINANCIAL PLANNER^TM professionals with access to a network of the highest quality products and services.  With over 25 years of combined financial experience, DeFrate & Paavola offers services which include: 

• Comprehensive financial planning
• Investment management
• Risk management services (Life insurance, Disability insurance, Long-term care)
• Retirement planning
• Pension services
• Tax planning

Securities offered through registered representatives of Walnut Street Securities, Inc. (WSS), member FINRA/SIPC.  (http://This link is to a web site created and maintained by someone other than Walnut Street Securities, Inc. The web site you are linking to will have legal notices, privacy policies, or other requirements that differ from those of Walnut Street Securities, Inc, so you may want to review them. We're providing this link for your convenience. Walnut Street Securities, Inc does not control or guarantee the accuracy, relevance, timeliness, or completeness of that web site.www.finra.org).  Investment advisory services offered through PFG Financial Advisors, a registered investment advisor.  PFG Financial Advisors is not a subsidiary or control affiliate of WSS.  Branch Office: 270 Walker Drive; State College, PA 16801.  Phone: 814-238-0544.

 "The future depends on what we do in the present"
- Mahatma Gandhi

Representatives of WSS do not provide legal or tax advice.  Please seek the guidance of your legal or tax professional before making any decisions.