Why DeFrate & Paavola?

Financial planning is not a static process.  As your life evolves and changes, so should your planning.  Our relationship with each client is a long-term professional partnership.

What you gain from working with us?  Confidence.  Our goal is to empower our clients with the knowledge that they need to make informed decisions.  Our clients are confident about achieving their goals and objectives.  They take comfort in knowing that they have a long-term plan and are working with a professional that is considering all aspects of their life and how they fit together.

Our clients. 
We work with individuals, families and business owners who are dedicated to financial success.  They have important financial and life goals and are highly motivated to work with a trusted professional advisor.

Our process.  We listen first and talk later.  We take time to understand what is important to you and what motivates you in life.  We then create a customized plan with you.  The plan is based on your core values and goals and is designed to give you peace of mind that your individual needs are being addressed.  Once we've agreed on the plan together, we work with you on implementing your plan.  Whether it is developing or changing an investment strategy or obtaining additional insurance, we will guide you through the process, utilizing other professionals such as attorneys and accountants, where necessary.  Finally, we will maintain your plan with you via annual review meetings. 

Securities offered through registered representatives of Walnut Street Securities, Inc. (WSS), member FINRA/SIPC.  Investment advisory services offered through PFG Financial Advisors, a registered investment advisor.  PFG Financial Advisors is not a subsidiary or control affiliate of WSS.  Branch Office: 270 Walker Drive; State College, PA 16801.  Phone: 814-238-0544.